.memo{background:#fff;color:#111827}.memo-head{border-bottom:2px solid #0a2540;padding-bottom:12px;margin-bottom:14px}.memo-head h2{margin:0 0 12px;font-size:1.1rem;color:#0a2540;text-transform:uppercase;letter-spacing:.04em;text-align:center}.memo .meta{width:100%;border-collapse:collapse;font-size:.82rem}.memo .meta td{padding:3px 6px}.memo .meta td:nth-child(odd){color:#4b5563;width:15%}.memo .meta td:nth-child(2n){font-weight:600;width:35%}.memo .verdict{text-align:center;font-weight:700;font-size:.92rem;margin:0 0 16px;color:#0a2540}.memo-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}@media(max-width:780px){.memo-grid{grid-template-columns:1fr}}.memo-panel{border:1px solid #d5dbe4;border-radius:8px;padding:14px}.memo-panel.better{border-color:#0d9488;border-width:2px}.memo-panel h3{margin:0 0 10px;font-size:.9rem;color:#0a2540;display:flex;align-items:center;gap:8px}.memo-panel .tag{background:#0d9488;color:#fff;font-size:.62rem;padding:2px 7px;border-radius:999px;text-transform:uppercase;letter-spacing:.04em}.memo-table{width:100%;border-collapse:collapse;font-size:.78rem}.memo-table td{padding:4px 6px;border-bottom:1px solid #eef1f5;vertical-align:top}.memo-table td.num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums;width:33%}.memo-table tr.section td{background:#f3f6fa;font-weight:700;font-size:.72rem;text-transform:uppercase;letter-spacing:.03em;color:#4b5563}.memo-table tr.subtotal td{font-weight:700;border-top:1px solid #cbd5e1}.memo-table tr.strong td{color:#0a2540}.memo-notes{margin:10px 0 0;padding-left:16px}.memo-notes li{font-size:.7rem;color:#4b5563;line-height:1.5;margin-bottom:4px}.memo-foot{font-size:.7rem;color:#6b7280;text-align:center;margin:14px 0 0}@media print{.site-header,.site-footer,.no-print{display:none!important}main{max-width:none;padding:0;margin:0}html,body{background:#fff}.memo{border:none;box-shadow:none;padding:0}.memo-panel{break-inside:avoid}}h1[data-astro-cid-mgu3uzhk]{color:var(--navy);font-size:2rem}@media(prefers-color-scheme:dark){h1[data-astro-cid-mgu3uzhk]{color:#fff}}.intro[data-astro-cid-mgu3uzhk]{color:var(--muted);margin-bottom:10px;line-height:1.6}.privacy-lead[data-astro-cid-mgu3uzhk]{font-size:.85rem;color:var(--muted);margin-bottom:22px}.card[data-astro-cid-mgu3uzhk] h2[data-astro-cid-mgu3uzhk]{margin:0 0 14px;font-size:1.02rem;color:var(--navy)}@media(prefers-color-scheme:dark){.card[data-astro-cid-mgu3uzhk] h2[data-astro-cid-mgu3uzhk]{color:var(--gold-light)}}.grid-2[data-astro-cid-mgu3uzhk]{display:grid;grid-template-columns:1fr 1fr;gap:12px}.grid-3[data-astro-cid-mgu3uzhk]{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}@media(max-width:720px){.grid-3[data-astro-cid-mgu3uzhk]{grid-template-columns:1fr 1fr}}@media(max-width:520px){.grid-2[data-astro-cid-mgu3uzhk],.grid-3[data-astro-cid-mgu3uzhk]{grid-template-columns:1fr}}.field[data-astro-cid-mgu3uzhk]{display:flex;flex-direction:column;gap:5px;font-size:.82rem;color:var(--muted)}.field[data-astro-cid-mgu3uzhk] input[data-astro-cid-mgu3uzhk],.field[data-astro-cid-mgu3uzhk] select[data-astro-cid-mgu3uzhk]{padding:9px 11px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text);font-size:.95rem;font-family:var(--font-body)}.optional[data-astro-cid-mgu3uzhk]{font-weight:400;font-size:.74rem;opacity:.85}.hint[data-astro-cid-mgu3uzhk]{font-size:.76rem;color:var(--muted);margin:12px 0 0;line-height:1.5}.actions[data-astro-cid-mgu3uzhk]{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin:20px 0}button[data-astro-cid-mgu3uzhk]{background:linear-gradient(135deg,var(--gold),var(--gold-light));color:var(--navy-deep);font-weight:700;border:none;padding:11px 26px;border-radius:999px;cursor:pointer;font-size:.92rem;box-shadow:var(--shadow-sm)}.btn-secondary[data-astro-cid-mgu3uzhk]{background:var(--card);color:var(--navy);border:1px solid var(--border);font-weight:600;padding:10px 20px;box-shadow:none}@media(prefers-color-scheme:dark){.btn-secondary[data-astro-cid-mgu3uzhk]{color:var(--gold-light)}}.status[data-astro-cid-mgu3uzhk]{font-size:.83rem;color:var(--muted);margin:0}.lead-card[data-astro-cid-mgu3uzhk] h2[data-astro-cid-mgu3uzhk]{margin-top:0}.lead-card[data-astro-cid-mgu3uzhk] form[data-astro-cid-mgu3uzhk]{display:flex;flex-direction:column;gap:12px;margin-top:12px}.lead-card[data-astro-cid-mgu3uzhk] label[data-astro-cid-mgu3uzhk]{display:flex;flex-direction:column;gap:6px;font-size:.88rem;color:var(--muted)}.lead-card[data-astro-cid-mgu3uzhk] input[data-astro-cid-mgu3uzhk]{padding:10px 12px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text);font-size:.95rem}.hp-field[data-astro-cid-mgu3uzhk]{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}.lead-card[data-astro-cid-mgu3uzhk] button[data-astro-cid-mgu3uzhk]{align-self:flex-start}.disclaimer[data-astro-cid-mgu3uzhk]{font-size:.72rem;color:var(--muted);text-align:center;margin:20px 0;line-height:1.5}.explainer[data-astro-cid-mgu3uzhk] h2[data-astro-cid-mgu3uzhk]{color:var(--navy);font-size:1.15rem;margin-top:28px}@media(prefers-color-scheme:dark){.explainer[data-astro-cid-mgu3uzhk] h2[data-astro-cid-mgu3uzhk]{color:var(--gold-light)}}.explainer[data-astro-cid-mgu3uzhk] li[data-astro-cid-mgu3uzhk]{font-size:.9rem;line-height:1.7;color:var(--text);margin-bottom:8px}.explainer[data-astro-cid-mgu3uzhk] ul[data-astro-cid-mgu3uzhk]{padding-left:20px}