SIP with Step-Up Calculator
Most people increase their SIP amount as their income grows. Enter an annual step-up percentage to see how much faster your corpus builds compared to a flat monthly SIP.
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This calculator provides an estimate for illustration only and does not guarantee actual returns. Mutual fund investments are subject to market risk. Consult Fynvisor for advice tailored to your financial situation.
Why step-up your SIP?
A flat SIP keeps your monthly contribution fixed for the entire investment period — but your income typically doesn't stay fixed. A step-up SIP increases your monthly investment by a set percentage every year (often matching a salary increment), so your investment keeps pace with your earning capacity. Because later contributions are larger, and larger contributions have more time-value impact than you'd expect, even a modest step-up can meaningfully increase your final corpus compared to a flat SIP of the same starting amount.