Form 16 Reader
Upload your Form 16 and this reads the Part B figures, recomputes the tax, and shows whether the other regime would have left you better off — something you can still act on at filing time. If you changed jobs during the year, add every Form 16: employers compute TDS as though theirs is your only salary, which is exactly how people end up with an unexpected balance payable.
Your Form 16 is read entirely inside your browser. It is never uploaded to us or anyone else.
Want us to file it, or check it first?
Regime choice, multiple Form 16s, income your employer never knew about, and deductions you didn't declare in time all change the answer — and some of it can still be fixed at filing. Share your details and we'll reach out to know more.
The calculator is only to enable public to have a quick and an easy access to basic tax calculation and does not purport to give correct tax calculation in all circumstances. Viewers are advised to ascertain the correct position/prevailing law before relying upon any document. Surcharge, relief under Section 89, and capital gains are not computed here, and this output is not an income tax return.
Why two Form 16s cause trouble
Each employer computes TDS as if their salary is your only income. Both give you the full standard deduction, both start you at the bottom of the slabs, and both may allow the same 80C investments. Added together, your real taxable income sits higher and in a steeper slab than either employer assumed — so the combined TDS is usually short, and the shortfall surfaces only when you file. Consolidating first tells you the number before it surprises you.
What the regime flag on your Form 16 means
Part B carries a line reading "Whether opting out of taxation u/s 115BAC(1A)?". "Yes" means you were taxed under the old regime; "No" means the new regime, which is now the default. Your employer applied whichever you declared at the start of the year — but that choice is not necessarily final, and this tool shows what the alternative would have cost.
What this does not cover
- Surcharge, which starts to matter above ₹50 lakh of total income.
- Capital gains — see our Capital Gains Calculator for those.
- Chapter VI-A caps across employers. Combined 80C above ₹1.5 lakh has to be restricted; the tool warns but cannot police it without the component break-up.
- Income you never reported to your employer — interest, rent, freelance receipts — which must be added before filing.